Car insurance

Car Insurance in Serbia

Mandatory Insurance (OSO)

OSO - obavezno osiguranje od autoodgovornosti (the Serbian equivalent of CTP). The policy covers damage caused to third parties, and without it, you cannot register a car or drive it. The cost is calculated based on the engine power, age, and driving experience of the driver, as well as the bonus-malus system. As a rule, the policy is issued for a year.

Casco (kasko) - Voluntary

Casco protects your own vehicle from accidents caused by your fault, theft, natural disasters, and vandalism. Two levels of coverage are available:

• partial (delimično kasko) - individual risks are covered (e.g., glass or natural disasters);
• full (potpuno kasko) - the widest possible coverage.

Casco is not required for registration and is issued at the owner's discretion.

Green Card (zelena karta)

To leave Serbia, a "green card" is required in almost any country. It is issued by an insurance company in addition to OSO.

Where to Get

The policy can be obtained at the offices of insurance companies, and often immediately at the vehicle inspection point when registering the car. You will need:

• saobraćajna dozvola (vehicle registration) or vehicle data;
• owner's passport/id card.