Сравнение цен и сервиса в государственных поликлиниках и частных клиниках Сербии для экспатов в 2026 году. Что дешевле, быстрее и удобнее.
TL;DR
State healthcare in Serbia is free for those insured through DZ, but waiting times and service quality leave much to be desired. Private clinics (Bel Medic, MediGroup, Euromedik) offer appointments for 30-150 €, tests from 20 €, but without insurance they accept only cash or card. For expats with a residence permit the optimal approach is hybrid: basic care in public facilities, and specialists or urgent cases in private clinics.
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In Serbia medical care is divided into two sectors: public (free for the insured) and private (paid, no queues). According to the Ministry of Health of Serbia (mzdravlja.gov.rs, 2025), about 60 % of expats with a residence permit use a combination of both options. Public polyclinics (Dom Zdravlja, DZ) cover basic needs but cannot cope with the workload - average waiting time for a GP 3-7 days, and for narrow specialists up to 2 months. Private clinics guarantee same-day appointments but require payment.
For expats the key factor is insurance. Residence-permit holders receive a compulsory health insurance policy (ОМС) through the Republic Health Insurance Fund (RFZO, poreska.gov.rs). Without it, medical care in public institutions is paid, and in private ones - always paid. RFZO data (2025) show the cost of ОМС for non-working expats 12 500 RSD (≈ 106 €) per month, for those employed - 11 % of salary.
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Current rates - on poreska.gov.rs (section "ОМС").
Typical waiting time 3-7 days, in rural areas up to 2 weeks. You will need passport, ОМС card and, if you have one, a medical notebook.
| Clinic | GP visit | Specialist visit | Tests | Ultrasound | MRI |
|---|---|---|---|---|---|
| Bel Medic (Belgrade, Novi Sad, Niš) | 50-80 € | 40-120 € | 15-30 € | 60-100 € | 200-300 € |
| MediGroup (Belgrade, Subotica) | 40-80 € | 40-120 € | 15-30 € | 60-100 € | 200-300 € |
| Euromedik (Belgrade) | 70-150 € | 70-150 € | 15-30 € | 60-100 € | 200-300 € |
You can book online via clinic websites (e.g., belmedic.rs), by phone (Bel Medic: +381 11 308 80 00) or in person, presenting your passport. Payment is cash or card (Visa/Mastercard); insurance does not cover it.
| Test | Public labs | Private labs |
|---|---|---|
| Complete blood count | 500-800 RSD (4-7 €) | 15-30 € |
| X-ray | 1 000-2 000 RSD (8-17 €) | 50-100 € |
| Ultrasound | 1 000-2 000 RSD (8-17 €) | 60-100 € |
| MRI | 5 000-8 000 RSD (42-68 €) | 200-300 € |
| PCR test | - | 40 € |
| Colonoscopy | - | 200 € |
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Public healthcare (DZ)
Private clinics
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| Service | Public healthcare (DZ) | Private clinics (Bel Medic, MediGroup) |
|---|---|---|
| GP visit | Free | 30-80 € |
| Specialist visit | Free (queue 1-2 months) | 50-150 € |
| Complete blood count | 500-800 RSD (4-7 €) | 15-30 € |
| Ultrasound | 1 000-2 000 RSD (8-17 €) | 60-100 € |
| X-ray | 1 000-2 000 RSD (8-17 €) | 50-100 € |
| MRI | 5 000-8 000 RSD (42-68 €) | 200-300 € |
| Emergency care | Free | 80-150 € |
| Hospitalisation (1 day) | Free | 300-2 500 € |
Private-clinic prices are current for 2026. Verify on clinic websites or by phone.
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Can I get free medical care without ОМС?
No. Without a policy, care in public facilities is paid, and in private ones - always paid. The exception is emergency care (Хитна помоћ), where payment may be requested after stabilization.
How much does ОМС cost for a non-working expat in 2026?
12 500 RSD (≈ 106 €) per month. Payment is made through a bank or terminal using RFZO details.
Which private clinics are best for expats?
Bel Medic, MediGroup and Euromedik are the most popular among foreigners. Services are offered in English and Russian, with online booking and 24-hour support. Check addresses and prices on the official sites.
Can I get a prescription for medication in a private clinic?
Yes, but private doctors' prescriptions are not always accepted in public pharmacies. Private pharmacies (e.g., Apoteka na Vračaru in Belgrade) accept such prescriptions without issues.
What should I do if a public polyclinic refuses to see me without a referral?
Ask the GP to issue a referral. If they refuse, go to a private clinic or the hospital emergency department (Хитна помоћ).
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The material is compiled from data of the Ministry of Health of Serbia (mzdravlja.gov.rs), the Republic Health Insurance Fund (poreska.gov.rs) and private clinics (2025-2026). Verify current prices and conditions on official websites.